Articles from: December 2017

Tips On Writing Your Operations Manual Using The Franchise Operations Manual Template

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Franchise Operations Manual Template is the blueprint of your business.

Franchise Operations Manual is one of the most important documents needed for each franchise business. It has a great difference from a successful and a profitable business to a misfortunate performing one. The operations manual serves as a guide when running a business and success of whatever business depends on it.

Writing the franchise operations manual can be a frustrating task but it is important that you have to work hard just to finish it. Rely on yourself; don’t rely on the writing ability of others because you are the person who is well-informed about your business. Tips are as follows to give you a guide throughout the writing process.

o Get ready. If this is your first time writing a franchise operations manual, have yourself familiarize first regarding the document prior to writing. Of course every business is exceptional and there are different business procedures in every company. However, it is not necessary that you get into details about this stage. All you demand to do is to get familiar with this type of documentation.

o The first draft. After you have an idea what a franchise operation manual is you can proceed to writing the first draft of your own manual. As you have already observed, the manual can be a large document so you will probably need a lot of time outlining all the information and even more time writing the details. This is where a specialized franchise tool can aid you. Software products are available which can able to provide you the chief frame of the manual you are writing. If you select to use the Franchise Operations Manual Template software, all you will need to do is to customize the ready template.

o Get the draft reviewed. Once the operations manual draft is ready, review it by letting it read by the other members of the management team. They can also add some important ideas since they also know the nature of your business. In addition, when the manual is read by many, there is a big opportunity for you to have a more polished and better work.

o Get the second draft reviewed by professionals. Once you are almost done in your manual, let a lawful professional review it. This can be useful especially when targeting franchisees from different countries.

o Make it official. Once you have the second draft ready, utilize the final corrections and make the official version of the franchise operations manual. Don’t forget that you can still revise it afterwards depending on the market change and the development of your business.

Completing the operations manual can be hard for you but through the aid of the Franchise Operations Manual Template, you can have the comfort in writing. Purchse now the template and get ready to begin your business.

Hedge Funds – How To Make The Right Investment Choices

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After the 2008 world economic crisis, finding the right investment vehicles seems much harder and trickier. Worldwide currency, which everyone believed in, has shown its face value and, overall people have lost their confidence in the popular investment means available on the global market. However, one of the post crisis positive effects is that individuals became more aware and cautious about the significance of managing their resources appropriately and securing their assets.

Although the present day market openings sets forth an apparently endless variety of choices, making the right investment is all about selecting that alternative apposite for your means, objectives and goals on short, medium and long term. Resorting to professionals is one of the best ways to drive your worth to the right target as long as you manage to find some trustworthy, skilled, and dependable experts.

In nowadays context, the hedge fund is fairly set at the higher end of the investment opportunities scale. Working as a private pool of capital, little known to the wide public, such funds rather address the sophisticated investor that can afford hefty net investments in the prospect of likewise gains. Unlike most types of funds, a hedge fund gathers capital from a fairly limited number of individuals and, naturally the investment amounts are significantly greater, being typically believed to range between one million and six million dollars. Nevertheless, there is no investment maximal threshold regulation in place.

The hedge fund is actively run by a manager, who is in charge with all financial strategies and decisions. Once in, the investors can not set a veto on his decisions. Drawing back the capital ahead of a predetermined time span usually calls upon considerable penalties, which remain in the fund and are finally split between the remaining investors. The hedge fund manager takes up an operational commission and a performance brokerage.

In comparison with other type of investments, the hedge fund primarily differs through a wider range of investment strategies it can adopt and a more regulatory-free area of action, including short selling and hilt leveraging. No such fund is risk free, yet primarily depending on the objects of ventures, the manager can draw in high gains with relatively small risks. For instance, precious metal investments have proved to be such nest eggs. Although, one needs to be no expert to know that investing in gold – the ultimate safe heaven of all seasons- is the right investment choice for all kinds of financial portfolios, the profits of a hedge fund may considerably overrun those achievable from independent investments.

Mom Entrepreneurs Getting Down To Business

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Tips For Mom Entrepreneurs To Get Down To Business
If you’ve ever attempted to get anything done with a toddler around, you know it’s no cakewalk. It’s a challenge to do the dishes or the laundry (shower, anyone?) let alone actual, potentially lucrative work. Here are 5 ways that you can get down to business, even if it means doing these things between phone calls, diaper changes and mealtimes:

1-Find a need and fill it
Stop staring at the competition. Dont take someone elses idea or existing business, tweak it, and try to call it your own. Take a look at your life, your needs, wants and desires. Ask yourself, what would make your life easier? Find out how to help your friends do X if you have created Y? Filling a void in the market is, in theory, a cinch. Fill a need stop procrastinating. And not by thinking about it, talking about it or dreaming about itdo it
.
2-Create A Plan Of Action
Do not write up a business plan. Dont even Google the words “business plan.” Mom entrepreneurs dont have time to put together a lengthy, heady write-up of profits, losses and EBITDA (wha? Take a pen and write out your plan. Get the gist? Then dive in. Try things out. The more you work on your business idea, the more thrilled you will be to see it in actionand it will keep you building.

3-Work With Your Kids, Not Around Them
Stress being the killer that it is, skip it altogether. Dont fret the childcare or sweat the pick-ups/drop-offs. Incorporate your childs schedule into your work day. Teach them to play the Silent Game while youre on the phone. Have them create something you can hang in your office. And when that noisemaker screams during your conference call? Skip the embarrassmenta whole lot of people also have kids.
Theyll understand
Promise.

4-Embrace the web
The interwebs are your friends. You don’t have to get hooked into social media like facebook and twitter, but don’t stay away either. Make sure youre connecting with folks who can help you along in your business. Find local groups like The Founding Moms where you can meet up with fellow mom entrepreneurs face-to-face. Grow your network who will, in turn, help you and your business grow.

5-Meet up with fellow mom entrepreneurs
Theres nothing like meeting someone in-person. You should embrace the web and all that it has to offer. But, get out of the house. Not only will it bring you great joy to smile at other human beings, but your kids will appreciate staring at new walls, too. Tell us your trials and tribulations of being a mom entrepreneur, then shake hands with like minded people and know your not alone.
Youll thank yourself.

Tips to Prepare for Bank Exams

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A good post in a prestigious bank is the dram of many; it not only provides exciting incentives but also promises job security in this world, which is truly unpredictable where one can lose his or her job in a matter of few minutes. In this environment full of threats and dangers, banks offer a secure job and provide additional facilities. However, it is not easy to be recruited for a post that offers you money and respect at the same time. Banks conduct exams for the recruitment of suitable candidates for various posts and filter them down during the interview session. Only the most deserving candidates out of the thousands who had appeared for the bank exams are chosen and recruited.

It is very essential for the candidate to study properly for the exams and be well aware of the kind of questions asked in the exam. You should have a gist of the marking scheme and the question paper pattern in order to answer all the questions accurately and in time. Many students fail in bank exams because they are not aware of the pattern of questions or the basic rules to be followed during the exam. Hence, you should not only prepare the syllabus thoroughly but also be fully aware of the dos and don’ts to be followed during the exam. A few basic tips can help you in the successful exit from the exam hall and the eventual entry into the applied post. Some of them are: Be well acquainted with the question paper. This means that practice as many question papers as possible from the internet or books available in the market. Bank offers a booklet which has questions at the back, do them thoroughly they will give you a gist on the exam pattern. Vocabulary form an important part of the question paper and needs to be practiced. You cannot learn it in one day, read newspapers and books to expand your vocabulary. Current affairs are also an important part of bank exams and the interview that follows. Be updated with the latest happenings and have a sound knowledge of general affairs. It is best to avoid questions that are doubtful or answer them in the end. This would help you to save time.

Above-mentioned are some basic tips that will help you prepare thoroughly and should be kept in mind while answering the question paper. It is also essential to know the bank regulations and gain information on the background of the banking sector for additional knowledge for bank recruitment .

Get tips for bank po exam download list for bank recruitment and bank exam question papers on jagranjosh.com

Financial Advisors need to take their women client even more seriously

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The society being a patriarchal or male dominating one, the women involvement in most of the matters especially finances is never considered to be significant enough. Instances are there when a couple approaches a financial advisor, the male partner seems to be enjoying all the attention and leading the discussion rather the female partner.

This precisely the reason a woman rarely is heard of trusting an advisor when it comes to planning the finances. The Attitude of an adviser

Most of the financial advisers do not even consider taking the opinion of a woman in the family even if he is approached by both the couples. According to him, she is still the same women who had little knowledge about the finance related issues.

The advisers still live in the old age era when women had no decision making power on financial issues.

They rarely encourage a woman client to express her opinion. They never seek for their availability to explain the financial planning of the entire family. When they present a plan to the client they don’t feel the necessity of including the woman of the family. Advisers find explaining two people about the same plan as wastage of time, giving preference to the male partner.

Even when they meet both the couples, the preference is always given to the opinion of the husband than the wife. As because she is silent on many occasions, it is taken for granted that she does not have much understanding of the issue.

The changing scenario

With more and more number of women obtaining higher degrees and getting involved with a professional life, they have an equal hold on the issues related to finances. She know well how much she earns, or the family earns, what are the expenditures and how much saving is needed for the future requirements. There are many who work in the Finance Departments and handle the affairs brilliantly. Today’s women whether she has a major in Mathematics or economics or not, has a fair knowledge of financial development happening in and around. She is completely aware of various Insurance Plans, the benefits, the premiums and the taxes which she or her family is supposed to pay.

Rosy Brown is Social Media Expert and a Technical Writer. She believes in sharing his experience and intellects through live discussion or/and write ups. In this article she has discussed about advisers, women, client, financial, planning.

Foddie Entrepreneur

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Thinking of food all the time? So now make it your business!

Food joints are loved by all and have an ever rising demand if quality is not compromised. You may choose to start up with a couple of offerings like beverages and snacks and later on tread into being a bakery and concessionary shop.

Perhaps the easiest of all food joint-offerings is beverages. Scores of soft drink concentrates are available to choose from. From refreshing lemon to tangy orange these soft drink concentrates can be mixed with water or plain soda and served chilled. Invigorating roasted cumin concentrate is a delight in the scorching summers. Fruit flavored soft drinks garnished well not only quench the thirsty throat but also sooth the sore eyes. All you have to do is mix them up in the right quality and serve!

Instant fruit drink powder is a wonderful piece in your kitchen. Blend it with seasonal fruits or canned fruits, garnish it well and serve to quench the thirst of your clients. Canned fruit pulp is another option for beverage. Add the right amount of water or milk and you have a thick shake to serve. If the location of your food joint is blessed with plenty of seasonal fruits then serving fresh juices would prove to be more cost effective. Having the fruit juice extraction machine in an open space where the clients can see their glass being filled will be admired by them. This will demonstrate them of your hygiene standards and quality.

Flavored milk shakes are another popular offering at food joints. Chocolate and strawberry are the most common ones. You can try lots of new flavors by adding flavoring agents. Throw in some crushed nuts, fruit pieces or chocolate chunks to make new milk shake flavor each month.

Beverages are best served with crunchy wafers or biscuits. Bake them in-house or order them from a supplier simply make sure they are fresh. A platter of assorted biscuits coupled with a tasteful strawberry shake is the choice over a long conversation.

Jelly can be another interesting offering at your food joint. Just buy some jelly crystals and make jelly of distinctive shapes. Children will surely be fond of these jellies. Also jelly pieces can be mixed with milk shake for a fruity flavor.

You can find suitable vendors for all your requirements at the B2B portals over the internet. Choose your vender wisely and watch your business grow.

URL :

Tour Atlantas Federal Reserve Bank Monetary Museum

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The Federal Reserve Bank in midtown Atlanta welcomes visitors who would like to tour its Monetary Museum and Visitor Center exhibits. Anyone who has ever wondered just what goes on in a Federal Reserve Bank will find the museum interesting and informative. The self guided tour chronicles the story of money from various forms of barter to modern day e-commerce. The museum also relates the history of banking in the U.S.

The Monetary Museum has interesting examples of what people through the centuries have used as barter, from wampum to Chinese shoe money to gold nuggets. There is an outstanding collection of historical monetary artifacts, including rare coins and currency from around the world as well as some Confederate money. Displays also include an actual gold bar worth $500,000 and a real $100,000 bill.

The Visitor Center has interactive touch screen exhibits which show the role of the Federal Reserve Bank in America. Multimedia exhibits and films explain how the Federal Reserve maintains the stability of the countrys financial system and the economy, and how the Federal Reserve regulates banks. The interactive Bankers Challenge game demonstrates how banks earn profits and manage risk. Through windows in the Federal Reserves cash processing center, visitors will be able to watch the process as robots and Federal Reserve personnel handle large amounts of cash. Millions of dollars are counted and sorted every day. Visitors will see how worn out currency is shredded, and watch as the cash bus goes back and forth all day. Even children will enjoy some of the interactive exhibits and the cash bus. Upon leaving the Visitor Center, guests are invited to take home an unusual free souvenir, a bag of shredded money.

The Atlanta Federal Reserve Bank is located at 1000 Peachtree Street NE. It is a hidden gem in midtown, just a five minute walk from the Midtown MARTA Station and across the street from the Margaret Mitchell House. One of the best things about the Federal Reserve Bank Museum is that admission is free. Visitors to the Federal Reserve Bank must pass through security before entering the building, and at least one adult in the party should have a photo ID. No cameras or bags are allowed, but free lockers are available. The Federal Reserve Bank is open Monday through Friday from 9am-4pm. The facility is not usually crowded, and the museum makes a great stop for people visiting downtown and midtown Atlantas other attractions.

Easily Build a Small Business Website with WordPress

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WordPress is one of the most essential and highly flexible content management system. It serves as one of the founder for a blog or for fully fledged small business website especially for the online marketing or ecommerce. Now it has become easy to add new pages and post to your blog with WordPress built site. It does not require any HTML, CSS or any other mind numbing acronyms.

It’s quite easy to customize the look of your website in order to make it unique. Hundreds of Plugins can be added in order to add new capabilities thereafter your site will become search-friendly. By adding All in One SEO Pack you can easily optimize each and every page/post in order to boost website in search engine ranking. So in order to build a site like this for small business website you will have to download WordPress from WordPress.org. Here the software is free this is due to its open source feature. Adding to its better features you can also avail themes and plugins in free. Here the only thing you would have to do is to pay for the web hosting that would be as low as $6 per month. Or on the other hand you can also host WordPress site on your own server.

Thereafter you will need web hosting service that supports PHP version 5.2.4 or greater along with MySQL version 5.0 or greater. In this situation Apache or Nginx is most recommended. It is most robust and full of features for running the WordPress inorder to create free wordpress site. After this work will be done without any problem. In the directory Web hosts is listed here you would have to select Bluehost, in this the service is featured in a very prominent manner, it provides unlimited disk storage, monthly data transfer and email address.

Bluehost hosting account has become quite easy with Bluehost installing WordPress. One would only have to install it by using Bluehost’s Web-based control panel and then follow the steps 2 through 6 to create wordpress site free.

Have your tax returns 2012 back in your bank account

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For many people, paying money in excess on taxes is something that could happen. If you are one of them, you should know that all that money is not definitely lost for you. Specialized companies may be authorized to bring your tax back 2012. If tax returns 2012 are due to you, then you can be sure that the money will be soon in your bank account. Just call such a company and let them start a simple procedure meant to recover the money without requiring serious involvement from your part. Be sure that such companies are very effective and will save you a lot of stress and money.

To have tax returns 2012 back to you, there are two ways. One of them implies your deep involvement, which means you should deal with this by yourself. Of course, you may succeed to get the money back, but at what price? Just put in balance the stress you will experience and you will see it is not worthy at all.

A second way, which you are advised to follow, is to contact a specialized firm, which has the expertise and experience to deal with such situations. They will not ask you to pay any fee in advance and will offer you a free of charge analysis of your tax situation, telling you exactly what is the maximum amount of money that you should get back.

The whole communication with a company of this kind is by email, phone, or SMS. After contacting them, you will be called back and asked to send them any documents you have, related to tax payments. An accountant with many years of experience in taxes will then contact you to discuss deductions and rebates you should benefit from. After a thorough analysis, the final amount to recover will be communicated to you and you will be asked to authorize the firm to represent your interests and get your tax back 2012.

As you can see, your efforts are at a minimum level, because you do not need to even leave your home to follow their simple procedure. Moreover, you can stay in your armchair and spend your time as you wish, while they will work to lodge the money in your bank account. This will happen the very same day you authorized them, or even in less than one hour from that moment.

It is even possible to get back money you already considered lost, like money paid in excess in 2011. The company is able to retrieve your entire PAYG history and see exactly what amounts of money are due to you form past years. If you paid money in excess on taxes last year, you can have your tax back 2012. Contact a specialized company that will bring your tax returns 2012 back in your bank account in a very short time.

Small Business Bank – How Specialized Banking Works for You

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If you’re opening a small business, you need a small business bank, pure and simple. Using your regular bank won’t net you the benefits that a specialized banking account can come with. No matter who you choose as a host for your banking needs, you always need to open a new account for a business. Never use your personal bank account as this can make it next to impossible to discern your business income and expenses from more personal sources. Always choose a new account, and look for a specialized bank whenever possible. The right bank will have a deep understanding of your business needs.

One of the most important features of a small business bank is an assortment of affordable banking solutions. Money is usually tight when you’re starting out. You don’t want to have a high minimum amount on your account that you can’t possibly sustain. If you need to make a large withdrawal for business purposes, you should know that you can do so without jeopardizing your bank account. It’s also important that you’re able to make deposits and withdrawals without a lot of fees. The right business bank will work with you so that you can maximize your profits early on.

Small businesses today are far different than what they were in the past. A mom and pop shop used to be a brick and mortar store with an easily-defined address and actual location. Today, many businesses are run online. You could be running your business from locations all over the country, or all over the globe. You can’t always work with the bank down the street. You need a small business bank that will go with you everywhere you happen to be. Online banking, mobile banking, and more are essential for a business banking account. You don’t want to be tied down to one location, and with the right account you won’t be.

When you’re getting ready to open a new banking account for your business, it’s important to take the time to do your research. Look into a variety of banking opportunities to find the small business bank that’s right for you. When you look at other offers, you’re sure to notice where the best deal really lies. It’s important to understand what’s out there so you don’t get sucked into the first well-worded advertisement you see. Compare your options and look for a small business banking account that provides all the services, benefits, and convenience you need to make your company a success.

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